{"id":5484,"date":"2017-02-07T16:24:54","date_gmt":"2017-02-07T14:24:54","guid":{"rendered":"http:\/\/framtidenskarriar.se\/itdata\/?p=5484"},"modified":"2017-02-07T16:24:54","modified_gmt":"2017-02-07T14:24:54","slug":"bankerna-har-digital-panik","status":"publish","type":"post","link":"https:\/\/framtidenskarriar.se\/itdata\/2017\/02\/07\/bankerna-har-digital-panik\/","title":{"rendered":"Bankerna har digital panik"},"content":{"rendered":"

\"Klas
Klas Ljungkvist, CIO p\u00e5 SBAB.<\/figcaption><\/figure>\u2013 Dagens banker vill kunna f\u00f6rekomma kunden, uppt\u00e4cka behov tidigt och erbjuda service i alla kanaler. Men m\u00e5nga ligger efter och g\u00f6r nu stora anstr\u00e4ngningar f\u00f6r att komma i kapp. De flesta i branschen har digital panik, s\u00e4ger Klas Ljungkvist, CIO p\u00e5 SBAB.<\/strong><\/p>\n

Den nya digitala tekniken f\u00f6r\u00e4ndrar bankernas s\u00e4tt att g\u00f6ra aff\u00e4rer. Idag ligger mindre fokus p\u00e5 att utveckla nya finansiella produkter som ska s\u00e4ljas till kunderna, och mer fokus p\u00e5 att vara prediktiv och kunna erbjuda r\u00e4tt service p\u00e5 r\u00e4tt tid och plats. F\u00f6r att n\u00e5 dit kr\u00e4vs en flexibel teknikplattform i kombination med ett agilt arbetss\u00e4tt. Och det \u00e4r just h\u00e4r som en av de allra st\u00f6rsta utmaningarna ligger.
\n\u2013 Storbankerna liksom alla viktiga banker sitter p\u00e5 en ansenlig m\u00e4ngd teknikskuld som g\u00f6r att det \u00e4r sv\u00e5rt att praktiskt utf\u00f6ra allt man skulle vilja. Jag tror att modernisering och f\u00f6ryngring av hela it-plattan, i syfte att kunna erbjuda kunderna betydligt vassare digitala upplevelser, \u00e4r det som alla banker i Sverige brottas med just nu, s\u00e4ger Klas Ljungkvist.
\nProppen, menar han, sitter dels i plattformen, dels i arbetss\u00e4ttet.
\n\u2013 Det absolut viktigaste f\u00f6r alla digitala spelare, \u00e4r att l\u00e4ra sig bli snabba. I framg\u00e5ngsreceptet ligger en nypa plattform och en nypa arbetss\u00e4tt. Innan bankerna lyckats borsta av sig den gamla teknik- och arbetss\u00e4ttskostymen \u00e4r det Tink-liknande aggregatorer som kommer att vara f\u00f6rst med att leverera nya smarta l\u00f6sningar och d\u00e4rmed ta lite av arenan mellan bankerna och kunden. <\/p>\n

Karri\u00e4r<\/strong>
\nKlas Ljungkvist har sedan han tog sin civilingenj\u00f6rsexamen i teknisk fysik vid KTH f\u00f6r mer \u00e4n 20 \u00e5r sedan \u00e4gnat hela sitt yrkesliv \u00e5t olika former av it-utveckling. En sp\u00e4nnande resa som b\u00f6rjade med telefonv\u00e4xlar p\u00e5 Ericsson.
\n\u2013 Det var en bra start d\u00e4r jag fick l\u00e4ra mig ett hantverk fr\u00e5n grunden. D\u00e4r var jag i tv\u00e5 \u00e5r, sedan har det varit finansbranschen f\u00f6r hela slanten. Innan jag kom till SBAB i v\u00e5ras arbetade jag som it-chef p\u00e5 Nordnet.
\nTill de som funderar p\u00e5 en karri\u00e4r inom it-sektorn s\u00e4ger Klas Ljungkvist ett eftertryckligt \u201dG\u00f6r det!\u201d.
\n\u2013 Det som \u00e4r s\u00e5 roligt med it- och utvecklingsbranschen \u00e4r att det finns ett stort utrymme f\u00f6r talang. Det \u00e4r ocks\u00e5 en j\u00e4mlik bransch som inte kr\u00e4ver att man har n\u00e5gra direkta medel, traditioner eller kontakter i bagaget. H\u00e4r r\u00e4cker det med intresse, hj\u00e4rna, en penna eller m\u00f6jligen ett keyboard och att man fascineras av de m\u00f6jligheter som it kan inneb\u00e4ra f\u00f6r en verksamhet och samh\u00e4llet i stort. G\u00f6r man det s\u00e5 \u00e4r det bara att g\u00e5 all-in, d\u00e5 finns det p\u00e5 sikt stora f\u00f6ruts\u00e4ttningar att hitta ett riktigt kul jobb.<\/p>\n","protected":false},"excerpt":{"rendered":"

\u2013 Dagens banker vill kunna f\u00f6rekomma kunden, uppt\u00e4cka behov tidigt och erbjuda service i alla…<\/p>\n","protected":false},"author":3,"featured_media":5480,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-5484","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-artikel"],"acf":[],"yoast_head":"\nBankerna har digital panik - Framtidens karri\u00e4r IT & Data<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/framtidenskarriar.se\/itdata\/2017\/02\/07\/bankerna-har-digital-panik\/\" \/>\n<meta property=\"og:locale\" content=\"sv_SE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bankerna har digital panik - 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