{"id":6247,"date":"2020-03-10T15:17:53","date_gmt":"2020-03-10T15:17:53","guid":{"rendered":"https:\/\/framtidenskarriar.se\/itdata\/?p=6247"},"modified":"2020-11-10T12:07:27","modified_gmt":"2020-11-10T12:07:27","slug":"enormt-digitalt-forandringstryck-i-banksektorn","status":"publish","type":"post","link":"https:\/\/framtidenskarriar.se\/itdata\/2020\/03\/10\/enormt-digitalt-forandringstryck-i-banksektorn\/","title":{"rendered":"Enormt digitalt f\u00f6r\u00e4ndringstryck i banksektorn"},"content":{"rendered":"\n
\"Stephan
Stephan Erne, CDO p\u00e5 Handelsbanken.<\/figcaption><\/figure>\n\n\n\n

I banksektorns aff\u00e4rs- och verksamhetsutveckling fyller it en nyckelfunktion. Det digitala f\u00f6r\u00e4ndringstrycket i banksektorn \u00e4r enormt just nu och behovet av att forts\u00e4tta investera i s\u00e4ker och kundanpassad finansiell it-infrastruktur visar inga tecken p\u00e5 att avta fram\u00f6ver, snarare tv\u00e4rtom.<\/strong><\/p>\n\n\n\n

\u2013 Eftersom banksektorn levererar tj\u00e4nster snarare \u00e4n fysiska produkter s\u00e5 \u00e4r it sj\u00e4lvklart en otroligt viktig del av v\u00e5r verksamhet. Merparten av kundupplevelsen \u00e4r numera digital, vilket inneb\u00e4r att de som designar bankernas digitala tj\u00e4nster befinner sig mycket n\u00e4ra s\u00e5v\u00e4l k\u00e4rnaff\u00e4ren som kunderna, s\u00e4ger Stephan Erne, CDO p\u00e5 Handelsbanken.
En stor del av banksektorns v\u00e4rdekedja \u00e4r digital, vilket inneb\u00e4r att behovet av att dels underh\u00e5lla och uppdatera befintliga system, dels investera i ny it-infrastruktur, \u00e4r stort. Flera faktorer driver p\u00e5 bankernas it-investeringar: teknologisk utveckling, nya kundbehov, regulatoriska krav och f\u00f6rst\u00e5s \u00e4ven interna krav p\u00e5 effektivisering och en genomg\u00e5ende h\u00f6g s\u00e4kerhetsniv\u00e5.<\/p>\n\n\n\n

”Digitaliseringen har f\u00f6r\u00e4ndrat hotbilden gentemot bankerna”<\/p><\/blockquote>\n\n\n\n

Stor potential f\u00f6r AI<\/strong>
\u2013 Eftersom banksektorn \u00e4r tekniktung och hanterar mycket data finns det naturligtvis en stor potential f\u00f6r teknologier som AI och robotics. M\u00e5nga banker implementerar dessa tekniker f\u00f6r att exempelvis f\u00f6rb\u00e4ttra kundupplevelsen eller st\u00f6dja sina medarbetare Vi har bland annat anv\u00e4nt AI f\u00f6r att effektivisera arbetet f\u00f6r medarbetarna p\u00e5 bankkontoren ute i landet, s\u00e4ger Stephan Erne.
Han betonar att teknologiutvecklingen inte bara p\u00e5verkar bankernas tj\u00e4nsteutbud. It har \u00e4ven stora effekter p\u00e5 bankernas arbetss\u00e4tt och samlade verksamhet. En fr\u00e5ga som av naturliga sk\u00e4l st\u00e5r h\u00f6gt p\u00e5 agendan hos bankerna \u00e4r f\u00f6rst\u00e5s it-s\u00e4kerhet.<\/p>\n\n\n\n

I framkant inom cyber security<\/strong>
\u2013 Digitaliseringen har f\u00f6r\u00e4ndrat hotbilden gentemot bankerna, och gjort oss mer s\u00e5rbara \u2013 samtidigt som den \u00f6ppnar upp nya m\u00f6jligheter. Att ligga i framkant med cyber securityarbetet \u00e4r viktigt f\u00f6r samtliga banker. S\u00e4kerhetsspecialister \u00e4r en av de mest efterfr\u00e5gade kompetenserna i banksektorn, s\u00e4ger Stephan Erne.
Ut\u00f6ver it-s\u00e4kerhetsexperter efterfr\u00e5gar banksektorn \u00e4ven programmerare, it-arkitekter, AI-specialister och generellt sett it-akademiker som kombinerar ett tekniskt utvecklingsperspektiv med ett aff\u00e4rsutvecklings- och kundperspektiv.
\u2013 F\u00f6r it-specialister som vill arbeta i en bransch som erbjuder samh\u00e4llskritiska tj\u00e4nster, transformeras i rasande fart, och investerar mycket i it-utveckling \u00e4ven fram\u00f6ver, har banksektorn mycket att erbjuda, s\u00e4ger Stephan Erne.<\/p>\n","protected":false},"excerpt":{"rendered":"

I banksektorns aff\u00e4rs- och verksamhetsutveckling fyller it en nyckelfunktion<\/p>\n","protected":false},"author":2,"featured_media":6248,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[20,29,32,47,62,79,102],"class_list":["post-6247","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-artikel","tag-ai","tag-artificiell-intelligens","tag-bank","tag-cybersakerhet","tag-digitalisering","tag-finansmarknaden","tag-handelsbanken"],"acf":[],"yoast_head":"\nEnormt digitalt f\u00f6r\u00e4ndringstryck i banksektorn - Framtidens karri\u00e4r IT & Data<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/framtidenskarriar.se\/itdata\/2020\/03\/10\/enormt-digitalt-forandringstryck-i-banksektorn\/\" \/>\n<meta property=\"og:locale\" content=\"sv_SE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Enormt digitalt f\u00f6r\u00e4ndringstryck i banksektorn - 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