{"id":6837,"date":"2021-03-09T09:58:36","date_gmt":"2021-03-09T09:58:36","guid":{"rendered":"https:\/\/framtidenskarriar.se\/itdata\/?p=6837"},"modified":"2021-03-11T08:33:02","modified_gmt":"2021-03-11T08:33:02","slug":"digitaliseringen-tar-fart-i-banksektorn","status":"publish","type":"post","link":"https:\/\/framtidenskarriar.se\/itdata\/2021\/03\/09\/digitaliseringen-tar-fart-i-banksektorn\/","title":{"rendered":"Digitaliseringen tar fart i banksektorn"},"content":{"rendered":"\n
\"\"
Digitaliseringen skapar sp\u00e4nnande utmaningar, anser Mattias Forsberg, CIO p\u00e5 Handelsbanken. Foto: Magnus Fond<\/figcaption><\/figure>\n\n\n\n

Nu satsar storbankerna p\u00e5 \u00f6kad digitalisering f\u00f6r att komma ifatt de nya akt\u00f6rerna p\u00e5 den finansiella marknaden. F\u00f6r kunderna v\u00e4ntar mer personliga tj\u00e4nster. Mattias Forsberg, CIO p\u00e5 Handelsbanken, tror p\u00e5 sp\u00e4nnande f\u00f6r\u00e4ndringar de kommande \u00e5ren.<\/strong><\/p>\n\n\n\n

Hela v\u00e5rt samh\u00e4lle p\u00e5verkas av digitaliseringen och banksektorn \u00e4r inget undantag. \u00c4renden utr\u00e4ttas i allt st\u00f6rre utstr\u00e4ckning i mobilen. Vi bes\u00f6ker alltmer s\u00e4llan ett bankkontor eller anv\u00e4nder kontanter.
\u2013 N\u00e5got som har f\u00f6r\u00e4ndrat banksektorn \u00e4r de nya akt\u00f6rer som har dykt upp de senaste \u00e5ren. De \u00e4r oftast nischade p\u00e5 en tj\u00e4nst och tar vara p\u00e5 digitala m\u00f6jligheter, s\u00e4ger Mattias Forsberg.<\/p>\n\n\n\n

”Det finns ett v\u00e4xande behov av olika typer av programmerare.”<\/p><\/blockquote>\n\n\n\n

Finansiella ekosystem<\/strong>
En annan viktig f\u00f6r\u00e4ndring \u00e4r att konsumenter finns p\u00e5 allt fler digitala platser som har finansiella tj\u00e4nster knutna till sig.
\u2013 Det \u00e4r sp\u00e4nnande att se hur kinesiska WeChat har g\u00e5tt fr\u00e5n att vara en social medie\u00adapp till ett helt ekosystem med bland annat betalningstj\u00e4nster. Det blir \u00e4ven intressant att se vad de stora techj\u00e4ttarna som Facebook, Amazon, Google eller Apple hittar p\u00e5. Sj\u00e4lvklart tittar de p\u00e5 denna ganska lukrativa marknad och vill ha egna finansiella tj\u00e4nster. Bankerna beh\u00f6ver nu finna sin roll i de finansiella ekosystem som skapas. Kunden slutar inte anv\u00e4nda sin husbank, men b\u00f6rjar anv\u00e4nda olika finansakt\u00f6rer som komplement.
\u2013 Vi lever i en appekonomi, d\u00e4r appen \u00e4r paketering av tj\u00e4nster i finansiella ekosystem. De stora bankerna beh\u00f6ver erbjuda digitala personliga tj\u00e4nster och r\u00e5dgivning som komplement till de transaktioner som idag g\u00e5r att utf\u00f6ra i apparna. Det har vi under l\u00e5ng tid jobbat med p\u00e5 Handelsbanken och har v\u00e4ldigt n\u00f6jda kunder; till exempel har v\u00e5r app Sveriges n\u00f6jdaste kunder. Dock tar vi nu n\u00e4sta steg och g\u00f6r stora satsningar p\u00e5 att med hj\u00e4lp av ett datadrivet arbetss\u00e4tt i sm\u00e5 agila team \u00f6ka v\u00e5r utvecklingstakt d\u00e4r vi utnyttjar m\u00f6jligheterna fr\u00e5n molntj\u00e4nster och artificiell intelligens.<\/p>\n\n\n\n

Programmerare eftertraktade<\/strong>
P\u00e5 fr\u00e5gan vilken kompetens som \u00e4r mest eftertraktad i bankv\u00e4rlden, svarar Mattias Forsberg:
\u2013 Det finns ett v\u00e4xande behov av olika typer av programmerare. Det kan handla om allt fr\u00e5n gr\u00e4nssnitt och kod i bankens app till avancerade AI-algoritmer, styrning av v\u00e5ra molntj\u00e4nster eller s\u00e4kerhetsl\u00f6sningar. P\u00e5 Handelsbanken med 2 000 duktiga personer inom IT, finns det stora m\u00f6jligheter att kunna f\u00e5 en personlig utveckling och jobba med teknik i framkant.<\/p>\n","protected":false},"excerpt":{"rendered":"

Nu satsar storbankerna p\u00e5 \u00f6kad digitalisering f\u00f6r att komma ifatt de nya akt\u00f6rerna p\u00e5 den finansiella marknaden.<\/p>\n","protected":false},"author":3,"featured_media":6838,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[32,33],"class_list":["post-6837","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-artikel","tag-bank","tag-banksektorn"],"acf":[],"yoast_head":"\nDigitaliseringen tar fart i banksektorn - Framtidens karri\u00e4r IT & Data<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/framtidenskarriar.se\/itdata\/2021\/03\/09\/digitaliseringen-tar-fart-i-banksektorn\/\" \/>\n<meta property=\"og:locale\" content=\"sv_SE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Digitaliseringen tar fart i banksektorn - 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